팟캐스트 영어회화 NPR 영어공부 Day 5

NPR Podcast

ECONOMY
4 reasons why your car insurance premium is soaring

 

*sticker shock (예상 밖의) 비싼 가격에 받는 충격
If you have been feeling sticker shock from the price of auto insurance, you are not alone.
*far outpacing overall inflation
Prices plunged during the locked-down early months of the pandemic.
*venture out 과감히 나가다, 발걸음을 내딛다
By the time people ventured back out on the road a lot of them seemed to forget how to drive safely.
*pick something up 의도하지 않게 익히게 되다, 알게 되다
During that time of the pandemic people picked up some risky habits.
*weigh (결정을 내리기 전에) 따져 보다, 저울질하다, 비중을 두다
+) Weigh it well, before you act.
    행동하기 전에 신중히 생각하라.
So a lot of factors weighing in there - replacement costs, inflation.

When you have increased risk, the price of that insurance will go up.
*mayhem 대혼란
So get Allstate and be better protected from mayhem.
Grace Arnold's kids know all the insurance company advertising jingles.
*it's no wonder 당연하다
*oversee 감독하다
*commissioner 위원, 감독관
She oversees the Minnesota insurance market and serves on the National Association of Insurance Commissioners.
*fueled by ~에 힘입은, 야기된
Natural disasters, fueled in part by climate change, are also driving up insurance costs.
*strike a balance act 절충하다, 갈등을 조정하다
Insurance regulators have to strike a balance act.
*scapegoat 희생양, 죄를 지은 사람
+) Mom used to say that every social community needs a scapegoat.
They have a scapegoat system set up where they blame something else.
*offset 상쇄하다, 없어지게 하다
They want to offset their investment losses.

That is how the industry works.
*make up the difference 차이를 없애다/메우다, 부족분을 채우다
+) make a difference 차이를 만들다
Investment income helps to make up the difference.
It pays to shop around. 여기저기 알아보는 것이 분명히 도움이 된다. 
*to opt for ~을 택하다
+) Many people opt for the name brands. 
    많은 사람들이 유명 상표를 선호해요.
Opting for a higher deductible can also save money.
*skimpy (음식이) 빈약한, (양이 적어) 못마땅한, 불충분한
They consider a skimpy payout when they file a claim.

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It's not only car prices that are giving drivers sticker shock these days — it's also happening when they open their car insurance bills. The cost of auto insurance jumped more than 19% during the year ending in August, while overall inflation was 3.7%, according to the Labor Department Wednesday.

On a monthly basis, car insurance prices rose 2.4% between July and August, contributing to a larger than expected jump in core inflation for the month. Inflation was also fueled in August by rising rents and gasoline prices.

Here are four reasons driving the spike in car insurance prices — and what car owners can do to save money.

 

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4 reasons why your car insurance premium is soaring

4 reasons why your car insurance premium is soaring