NPR 팟캐스트 영어회화 리스닝 향상 Day 5

NPR LIFE KIT
How to cut costs, pay down debt and save more money in 2024

 

*down the line 완전한[히], 전면적인[으로], 철저한[히]
It's time to think about long-term savings, like retirement or building towards a larger goal down the line. 
*후진설계: 목표설정 먼저하고 실행방법을 역방향으로 설계하는 방법
I would really, again, always be planning backwards. 
Plan backwards.
*taxable brokerage account 과세 가능한 브로커리지 계좌는 주식, 채권, 펀드 및 ETF와 같은 다양한 금융 상품을 매매할 수 있는 투자 계좌
It's in a taxable brokerage account for a house down payment.
*get one’s nails done
There was a time in my life that I thought getting my nails done every week was my self-care, and now I can go a long time without getting my nails done. But I do still get a massage every week, right?
How do you actually follow it? That's the problem with New Year's resolutions, right?
It's hard to stay motivated.
*proactive 예방적인, 적극적인
I'm going to be spending this much on proactive self-care expenses.
*be in line with ~와 일치하다
People should look at their variable expenses to make sure their budget is in line with how they spend.
That doesn't mean you throw the plan out.
*nurture 영양을 공급하다, 양육하다, 기르다
What do you spend money on that's nurturing you?
*get in the way 방해가 되다

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"You're going to sit down, look at your bank and credit card statements and decide whether that's how you want to continue spending your money."

- Create a balanced budget
- Cut back on big fixed expenses
- Spend less on your must-haves ...
- ... and your nice-to-haves
- Make a plan to pay down debt
- Save for the unexpected — and the expected
- Increase your cash flow
- Check in on your investments

 

 

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How to cut costs, pay down debt and save more money in 2024

How to cut costs, pay down debt and save more money in 2024 : Life Kit